Volume 3 number 3 (02)

Original research

FINANCIAL INSTITUTION RESOURCE QUALITY MANAGEMENT POLICY

Pages 159-164

DOI 10.61552/JEMIT.2025.03.002

ORCID Elena Posnaya, ORCID Tatiana Kalyuzhnaya, ORCID Margarita Kaznova


Abstract The main function of financial institutions in the economy is to help mobilize the savings of the population, directing them to the most effective use, which increases the total amount of investment and the potential for economic growth. Thus, banks are one of the main structures for ensuring financial stabilization in the state and creating conditions for supporting macroeconomic growth. Objectively, necessary conditions for creating an effective banking system are the possibility and practical implementation of the transfer of financial resources between business entities, providing service consumers with freedom of choice between various objects for placing temporarily free funds, as well as providing the same rights to everyone who creates demand for financial resources , the presence of a developed banking system. The development of the financial system leads to increased competition between commercial banks for resources and effective areas for their placement. This may lead to a gradual decline in the profitability of banking activities.

Keywords: Management, resources, quality, financial organizations, services, effect, liability, operations, bank, tariff, policy, regulator, capital, costs, interest income.

Recieved: 22.02.2024 Revised: 11.04.2024. Accepted: 18.06.2024.